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A carat is the unit of measurement which the jewellery industry
uses to weigh diamonds. One carat is equal to 0.20 grams. Often
diamond weight is declared in points. One carat is equal to 100
points. Thus, a 0.75 carat diamond is equivalent to 75 points.
The price of a diamond will always rise proportionately to the
size of the stone. Large diamonds are rare and have a greater
value per carat. So, in terms of points, remember that a one-carat
diamond will cost much more than a 95 pointer.
The use of the word carat dates back to ancient times when the
carob seeds were used to balance the scales. The seeds were extremely
accurate. They were tiny and horned shaped, and uniform in weight.
The term carat is entirely different to the carat used to describe
gold, which actually measures purity and not weight.
Do not buy into the belief that the larger the carat weight, the
more valuable the diamond. While this can be true, it is not necessarily
so.
Keep in mind that diamond dealers take into account a stone's
colour, clarity, and cut, as well as carat weight when pricing
a diamond and often their pricing is subjective. For that reason,
it is important for every potential diamond buyer to priorities
each of the aforementioned characteristics when considering a
stone.
After you have decided on cut,
colour and clarity
consider the size of her finger. A 1 carat diamond looks bigger
on a small sized finger.
 If you are sticking
to a budget then there are a wide variety of sizes and qualities
in any price range.
If the recipient
is very active or not used to wearing jewellery then consider
a smaller sized diamond so that it doesn't stand out too much
and get knocked against anything.
If you are looking
for the biggest stone you can then consider a good cut with SI1
- SI2 clarity and in the near colourless range.
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Silver 
